Primarily, financial aid eligibility is determined on the basis of financial need established by the Free Application for Federal Student Aid (FAFSA) and is used to assist with the costs of your education. Financial aid may consist of funding from one or several sources, including federal, state and private agencies. Most financial aid recipients receive a combination “package” comprised of more than one type of assistance.
 

Federal School Codes:


Bellus Academy | National City CA 007050-00
Bellus Academy | Poway CA 016644-00
Bellus Academy | El Cajon CA 012026-00
Bellus Academy | Manhattan KS*     016644-00

*If you are applying to the Bellus Academy in Manhattan, KS then please select the Federal School Code for Bellus Academy | Poway, CA. Bellus Academy | Manhattan, KS is a branch campus of our academy in Poway, CA.
 
 
The school participates in the following Title IV Federal Financial Assistance programs under authorization of the U.S. Department of Education:

Pell Grant (FPELL)


Federal Pell grants are awarded to students who have not earned a bachelor's or professional degree. Because they are grants, funds are not typically repaid (unless you withdraw from school prior to the end of the award period). Eligibility is determined according to need, number of hours in the academic program, and the cost of attendance.

Supplemental Educational Opportunity Grant (SEOG):


This program is for students with exceptional financial need.  Your eligibility can be determined after review of your PELL eligibility.

William D. Ford Federal Direct Loans


The Direct Loan program provides educational loan(s) that must be repaid, with interest, even if you do not complete your academic program. Loans may be obtained through the William D. Ford Federal Direct Loan Program. Generally, all students who complete a FAFSA and are not in default on any previous federal student loan(s) are eligible for the program. Loans obtained through this program are lower fixed interest rate loans that are insured by guarantee agencies or the U.S. Department of Education. A student can apply for Direct Loans through the Academy's Financial Aid Department.

Federal Subsidized Loan


The Subsidized Loan is awarded to students who demonstrate financial need. Subsidized loans do not charge the borrower with interest on the amount borrowed while in school and up through a six month grace period after leaving school. 

Federal Unsubsidized Loan


The Federal Unsubsidized Loan allows students to borrow a Federal Direct Loan who did not demonstrate sufficient financial need for the subsidized version. The same terms and conditions as the Subsidized Loan apply, except that the borrower is responsible for interest that accrues while she/he is in school and after leaving school. Generally, you may choose to make interest payments on the loan while you are in school or have the interest added to your principal balance (capitalized) when your repayment schedule begins (six months after leaving school).

Federal Parent PLUS Loans


The Federal Parent PLUS loan is available to parents of dependent students with good credit to help pay their child’s educational expenses. PLUS loans are not based on need. They can be combined with other financial aid resources and cannot exceed the student’s cost of education.

Workforce Investment Act:


Bellus Academies in California are qualified training providers offering employment training for adults and dislocated workers. For more information, please visit the Employment Development Department website at http://etpl.edd.ca.gov/wiaetplind.htm.

Tuition Flex:


The Academies offer multiple, flexible payment plan options through Education Loan Source. These payment plans allow students to spread payments over a pre-set period of time, as opposed to paying the full amount up-front. Students choose the program that best fits within their budget. An interest rate may apply depending on the plan chosen. No credit check is required at the time of application, and the process is completed 100% online using an e-signature validation.

Alternative (Private) Loans


Students who have exhausted their Federal Financial Aid and who require additional assistance may apply for alternative (private) loans from lending institutions. Please see the financial aid office for more information.
 
We take pride in educating our students and keeping them informed of the changes within the Financial Aid industry. The following link may provide you with valuable information financialaid.ed.gov

Military Spouse Applicants

Veterans Educational Benefits:


Bellus Academy is approved for Veterans Educational Benefits. Currently the Academies participate in Chapter 30 (Montgomery GI Bill) and Chapter 35 (Dependants Educational Assistance). Beginning in October, Chapter 33 (Post-9/11 G.I. Bill) will be available. Bellus Academy graduates are eligible for international certification through ITEC, International Therapy Examination Council.
 
For more information on veterans benefits, please see your Admissions Representative. Visit our exclusive section to learn more information on beauty careers for military spouses.
 
For more information on ITEC, please visit the website at: http://www.itecworld.co.uk/.

MyCAA:


Military Spouse Career Advancement Accounts (MyCAA) provide financial assistance for educational purposes for qualified military spouses meeting eligibility requirements. For information regarding amounts and eligibility please visit the website at:
 
We are featured on the following military websites that provide insight on how to receive educational funding and services.
 
 
 
For more detailed information please contact our Financial Aid Department directly at fainfo@bellusacademy.edu.

FINANCIAL AID PROGRAMS - (MANHATTAN CAMPUS ONLY):


In addition to the above programs, Bellus Academy – Manhattan offers financial assistance through Sallie Mae Career Training Loans.  Eligibility and student need are based on the Sallie Mae Career Training Loan program requirements.  Any student interested in applying for a Sallie Mae Career Training Loan may contact the financial aid department at the Academy.

ADDITIONAL INFORMATION:


If a student obtains a loan to pay for an educational program, the student will have the responsibility to repay the full amount of the loan plus interest, less the amount of any refund. If the student has received federal student financial aid funds, the student is entitled to a refund of the moneys not paid from federal student financial aid program funds.
 
For more information regarding student and parent loans, please see the website at www.studentloans.gov.
 

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