Taking the Fear Out of Student Debt

Next Class Starts: Dec 30th
Next Class Starts: Dec 30th

Blog Dec 22 2016

Let’s talk about debt.

Good Debt

Good debt is defined by studentloanhero.com as debt that is taken out when purchasing something that goes up in value over time. These debts are often known as investments.

Bad Debt

Defined by the same source, bad debt is money spent on something that depreciates in value.

Comparing the Two

Good debt: a student loan. (In some cases.)
Bad debt: a loan that doesn’t give you a return.

We have to realize that sometimes, debt isn’t a bad thing. What matters is how you use the money.

We Want to Eliminate the Fear of Student Debt

We’re going to be candid: some people do not pay off their student debt for years. That’s just the truth. However, you shouldn’t be afraid to take the leap into a career you’re passionate about.

We believe that if you have the time, the work ethic and the love for it, you can achieve your career dreams and pay off your student loans.

The Ends Justify the Means

This old saying can and should be used in this situation. You can’t hit a bullseye without first pulling back the string on your bow and arrow. There are plenty of statistics that provide us with the hope and the confidence that the beauty industry is a viable one.

The Facts

We know that this industry is fruitful, and we want our current students and potential students to know and understand their options. Student debt isn’t always a bad thing, especially if it can help you pursue a career you love.

According to the BLS, the job outlook for barbers, hairdressers and cosmetologists is growing at a 10% rate from the years 2014-24. This is higher than the average outlook for most other careers.
As of May 2015, as per the BLS, California has one of the highest employment rates for hairdressers, hairstylists and cosmetologists. Kansas is a state in the next bracket down from California. Employing 1,270-3,310 professionals in 2015.
In 2014, nearly half of all barbers, hairdressers and cosmetologists were self-employed.

We also know that there are upsides to student loans and debts. When you take out a loan, you can build your credit, you can get an education for a career you love, the loan may be tax deductible, and some loans even offer payment plans. All of these things may or may not be true, depending on how you go about paying for your education. However, your only option of paying for schools is not just a loan.

The Financial Options

Bellus has the opportunity to offer our blog on what financial aid is and how to get it.

Certain types of financial aid, like scholarships and grants, do not need to be paid back. Student loans aren’t the only option for everyone. The only way you can find out if you can qualify for loans, grants or scholarships, is to do your research. You can use the resources mentioned above, and you can call us to schedule an appointment with one of our admissions representatives.

Feeling Better?

We are too. We know that the beauty industry can support you if you put your mind to it, and we know our staff can help you make the right financial decision if you contact us today. Are you ready to change your life?

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We offer International Certification (ITEC) which allows our graduates to work in 38 countries around the world.

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Our Reputation

Bellus is the most awarded beauty and wellness institution in the country and Intercoiffure recently ranked us the #1 beauty school in North America!

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Compete in Competitions

Our students have a history of succeeding at national student competitions including TrendVision and America’s Beauty Show.

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All of our programs include a mock state board test to prepare you for the state license exam and our kits include the state board kit and licensing fees.

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We invest in our educators to ensure that they are trained in the latest industry techniques and trends.

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Our relationships with high-end salons in Southern California allow students to network with top stylists and owners. (CA campuses only)

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We have an undeniable passion for humanity. Our schools are honored to give back and participate in community events while utilizing our technical skills.

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Bellus is proud to offer combined courses that allow you to enroll in one program and graduate with multiple credentials.

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We give our graduates access to job postings, the opportunity to attend campus events and alumni scholarships for advanced education.

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“The teachers were amazing! Without Bellus, I wouldn’t have the rewarding life I have today. School was something I looked forward to every single day. I can’t believe I have a job that I love going to every day.”

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“My life has changed so much. Within eight months of graduating, I now own a successful wax bar. I am forever grateful for the great education I received at Bellus Academy.”

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“For the past year I have been working on super-yachts in Spain as a massage therapist for billionaires and have loved every second of it! I don’t know what I would’ve done without Bellus’ training and expertise.”

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“I love how hands-on the nail program is at Bellus. I am a visual and hands-on learner and I appreciated the time and focus on my advancement throughout the program. I would definitely recommend Bellus Academy to anyone interested in beauty and wellness education, especially the nail program!”

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“The program and educators in Make-up Artistry are exceptional. The curriculum was so well designed that each day I couldn’t wait to get to school and begin the next step in learning high-end makeup. I feel very comfortable after taking this class to apply for a job anywhere in makeup, including a Hollywood studio, theater, photography or in a high-end salon and spa.”

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“As a cosmo crossover, the Barbering Program was not only an excellent way to brush up on the basics, but also the best way to take my career to the next level. The staff was so helpful in every aspect and I highly recommend the program.”

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